The strongly dynamic national and international economic environment requires that Companies implement strategies aimed at safeguarding their own financial stability: this generates new insurance needs that require a specialised approach in order to identify the most effective solutions. In particular, the proper management of trade receivables within the Company represents a fundamental instrument to ensure an adequate degree of financial stability, as well as a proper commercial expansion.
The insurance of trade receivables is the most effective insurance response to meet these needs, representing one of the most effective instruments to protect corporate assets and ensure a conscious approach to the clients.
PCA identifies the solutions most appropriate to the needs of its clients by proposing the most innovative credit products available on the insurance market.
In addition to the usual Coverage of total turnover, which covers all trade receivables in Italy and abroad, to which it is possible to add the political risk, there are more targeted insurance products.
Insurance guarantees (bonds) are an important instrument to support the companies, as well as to protect company assets, provided for primarily by the Law for all obligations toward the State and the Public Bodies, which are now widely used also among companies.
The insurance guarantee offers to the Company the advantage to avoid dipping into the credit lines granted by the banking system, leaving in this way resources available for the management of financial flows associated with the productive activity.
PCA has been working for several years in the field of insurance guarantees ensuring, through a qualified structure, an efficient and effective intermediation service and offering a comprehensive contractual advisory service aimed at assisting clients in the development of their business.